How to Apply for the Iberia Bank Visa Classic Credit Card

The Iberia Bank Visa Classic Credit Card is the most basic credit card on offer from the Iberia Bank.  If you have a good credit score and you want a simple option, this card has no annual fee and an APR as low as 13.24% (APR is subject to change).  For the first 6 billing periods you get an introductory APR on balance transfers of 1.99% as a signing bonus.  Continue following this page for instructions on how to apply for the Iberia Bank Visa Classic Credit Card.

Read the Iberia Bank’s online privacy policy before entering your private information online.


To be eligible for the Iberia Bank Visa Classic Credit Card you must fulfill the following requirements:

  • be at least 18 years of age
  • have a valid SSN
  • have a valid US address

How to Apply

Step 1- Go to the Iberia Bank’s credit card suite page, navigate to the Visa Classic option and click Apply Now.


Step 2- On the application page, you will immediately have a chance to read, download and/or print the Iberia Bank Visa Classic Credit Card cardholder agreement.


Step 3-  Read the cardholder agreement.  If you agree to all the terms, tick the box (see picture below) and click Apply Now.iberia-classic-apply2

Step 4- Select Credit Card from the pulldown menu and enter a Promo Code if you have one.  Click Next.iberia-classic-apply3

Step 5- Enter all of the following personal information:

  • SSN
  • Date of birth
  • Full name
  • Email address
  • Complete physical address
  • ZIP code
  • Phone number
  • Resident status
  • Monthly rent/mortgage
  • Time spent at residence


Step 6- Select your employment status from the pulldown menu and put your Total Monthly Income in the indicated field.  Click Next.iberia-apply5

If you are employed or self-employed, you will need to declare your Total Monthly Income as well as the following:

  • Employer/company name
  • Years of employment
  • Work phone number

iberia-apply6 Step 7- Look over your application to make sure it is all correct.  Click Submit.iberia-apply7

Step 8- At this point, your Iberia Bank Visa Classic Credit Card application should be complete. You should get a response in the next 48 hours to let you know the status of your application.  We hope you enjoyed this tutorial and found it helpful.  Good luck!