| Rewards | Earn 3% cash back on eligible NFL and team purchases, 2% cash back at restaurants, grocery stores, food delivery, gyms, and sporting goods stores, and 1% cash back on all other eligible purchases. |
|---|---|
| Signup Bonus | $100 cash back (10,000 points) after making $500 in non-NFL purchases within the first 90 days of account opening. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 31.49% Variable APR. |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $30 |
| Purchases APR | 17.49%–31.49% Variable APR, based on your creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Indianapolis Colts Extra Points Credit Card is a team-branded Visa that appeals primarily to loyal Colts fans. It typically comes with no annual fee, offers NFL-themed rewards and redemption options, and occasionally features a welcome bonus for new cardholders, but its everyday rewards are fairly standard compared with leading cash back cards.
Most users say they enjoy showing off their favorite team’s card design and appreciate being able to redeem rewards for NFL merchandise, game experiences, or statement credits. Many reviewers mentioned that the card is easy to use for everyday spending and is a fun way to support their team while earning modest rewards.
On the downside, many cardholders feel the rewards program isn’t especially competitive. Users also mention relatively high purchase APRs if you carry a balance, limited premium perks, and customer service experiences that can be inconsistent.
Personally, I think this card makes the most sense for dedicated Indianapolis Colts fans who value the team branding and NFL redemption options. If your priority is maximizing cash back, travel rewards, or premium benefits, you’ll likely find stronger value with a general-purpose rewards credit card.
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Bro sorry, but some error occurred :O
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more fan gear than real value
I picked up this card for team branding, but I barely use it now. Rewards feel slow, and redemptions are limited. It's fun to flash on game day, just not very practical otherwise.
