| Rewards | The card is tied to the mPerks system. |
|---|---|
| Signup Bonus | New cardholders are commonly offered a first-purchase discount (often around 15% off) or similar promotional savings. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | Variable, typically matches purchase APR (about ~28.49% to 30.49%) |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Fee | Up to $41 |
| Purchases APR | Variable APR, generally ~28.49% to 30.49% depending on creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Meijer Credit Card, issued by Citibank, is mainly built for frequent shoppers at Meijer. It’s a no-annual-fee store card tied into the mPerks system, offering targeted savings like in-store discounts, digital coupons, and occasional fuel perks at Meijer gas stations rather than broad everyday rewards.
Most users say they like the immediate checkout savings and the convenience of combining card benefits with mPerks offers. Many reviewers mentioned it works best during weekly grocery runs, especially when paired with store promotions or fuel rewards, making it feel like a steady “extra discount” card for regular customers.
On the downside, many reviewers point out that the rewards are limited to Meijer spending, which reduces its usefulness outside the store. Others mention the relatively high APR, making it a poor choice for carrying a balance. Some also feel the rewards structure isn’t very competitive compared with general cash-back cards.
Personally, I think the Meijer Credit Card is only worth it if Meijer is already your primary grocery store and you always pay your bill in full. For anyone wanting flexibility, stronger rewards, or everyday earning power, a general cash-back credit card will usually deliver better long-term value.
I signed up mostly for the 10 per gallon gas discount and a few in store perks. The rewards stack up slowly a $10 rewards after big spending but weekly grocery runs still made it worthwhile some months. It's not flashy slightly cheaper.