| Rewards | Earn 2% rebate on eligible Menards purchases (issued quarterly as Menards merchandise certificates). Cardholders can also earn 1% rebates at participating BIG Network Partners, such as select gas stations and retailers. On qualifying Menards purchases, you may choose between the 2% rebate or promotional financing offers |
|---|---|
| Signup Bonus | New cardholders can earn an additional $10 rebate after spending the first $100 with the Menards BIG Card. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.99% Variable APR |
| Cash Advance Fee | 5% of the amount of each cash advance, but not less than $5 |
| Late Payment Fee | Up to $40 |
| Purchases APR | 29.99% Variable APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Menards BIG Card is best known for its 2% rebate on eligible Menards purchases, occasional promotional financing offers, and no annual fee. It’s designed primarily for frequent Menards shoppers rather than everyday spending.
Most users say they like the extra rebates on home improvement purchases and appreciate having the option to choose promotional financing for larger projects. Many reviewers mentioned that the card is easy to use for loyal Menards customers and that the introductory rebate offer is a nice bonus for new cardholders.
On the downside, many users point out that rewards come as Menards merchandise certificates instead of cash back, limiting their flexibility. Others mention the card’s high APR, making it a poor choice for carrying a balance. Some reviewers also wish it offered stronger rewards outside the Menards ecosystem.
Personally, I think the Menards BIG Card is a worthwhile option if you regularly shop at Menards and always pay your balance in full. However, if you’re looking for flexible cash-back rewards or plan to use a card for everyday purchases, a general-purpose rewards credit card will likely provide better long-term value.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
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Too tempting and costly if not careful
I opened this card for rebates on project, but the deferred interest caught me off guard. Miss a payments and the interest backdates hard. Great savings only if you pay on time.
