| Rewards | N/A |
|---|---|
| Signup Bonus | 0% introductory APR for six months |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 8.9% to 17.9% based on your creditworthiness (APR is subject to change) |
| Cash Advance Fee | 1% |
| Late Payment Fee | Up to $25 |
| Purchases APR | 8.9% to 17.9% based on your creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The spartan design is nice for alumni pride, but the rewards program feels pretty basic. Points accumulate slowly, and redemption options aren't very exciting. It works fine for everyday spending, yet nothing about the benefits makes it stand out compared to other cards I've owned before
I’m an MSU alum, so the card gives me warm fuzzy nostalgia every time I pull it out. The rewards aren’t groundbreaking, but I do feel like I’m supporting the school in some small way. The only part that bugs me is the interest rate—it’s higher than I’d like, so I make sure to pay the balance off fast. Still, as a little piece of school spirit in my wallet, I enjoy it.
I recently got this credit card, and I absolutely love it. The design is sharp, and it feels great showing my spartan pride with every purchase. The rewards program is solid, cash back adds up faster than I expected, especially on everyday expenses. Managing the account online is easy, and customer service has been responsive. It's a fun, practical card for any MSU alum or fan!