| Rewards | None |
|---|---|
| Signup Bonus | None |
| Annual Fee | $19 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Variable APR applies |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $40 |
| Purchases APR | Variable APR based on creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The MidFirst Bank Secured Credit Card is a basic secured card designed for people who are building or rebuilding their credit. It requires a security deposit, has a $19 annual fee, and focuses on helping cardholders establish responsible payment history rather than offering cash back, points, or travel rewards.
Most users say they appreciate the opportunity to qualify for a credit card with limited or damaged credit history. Many reviewers mentioned that secured cards like this can be a useful stepping stone for improving credit scores when payments are made on time. Existing MidFirst Bank customers may also like having their credit card and banking relationship in one place.
On the downside, many users point out that the card lacks rewards and premium benefits available with other secured cards. Others mention that the annual fee and required deposit reduce its overall value compared with some competing secured credit cards that offer no annual fee or cash-back rewards.
Personally, I think the MidFirst Bank Secured Credit Card is best for someone who needs a straightforward tool to build credit and values working with MidFirst Bank. If you can qualify for a secured card with rewards, lower fees, or a graduation path to an unsecured card, those options may provide better long-term value.
RATE THIS CREDIT CARD
Please enter a title of your review.
Please enter a title of your review.
Please write some review.
Bro sorry, but some error occurred :O
D
Frustrating Slowly Progress
I opened this card to rebuild credit but reporting seemed inconsistent. Payments always on time, yet scores barely budged. The deposit holds me back more than I expected. Would recommend.
L
A solid start for building Credit
I recently opened this credit card to rebuild my credit, and it has been an excellent experience. The deposit requirements was reasonable, and I appreciated how easy it was to get approved. I'm already seeing improvements in my credit score.
