| Rewards | Up to 2 points per dollar in purchases, a comprehensive travel insurance program, exclusive access to the National Bank World MasterCard lounge at Montreal Trudeau airport |
|---|---|
| Signup Bonus | 3.9% introductory APR for the first 6 billing cycles |
| Annual Fee | $125 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 22.99% (APR is subject to change) |
| Cash Advance Fee | 3% or $10 whichever is greater |
| Late Payment Fee | $42.50 |
| Purchases APR | 19.99% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
this offers solid travel and purchase protection, plus up to 2x points per dollar on spend. But with $125 annual fee and complicated points tier structure, it's hard to justify unless you travel often.