How to Apply for the Ohio State University Alumni Voice Lower Rate Credit Card

The Ohio State University Alumni Voice Lower Rate Credit Card has a slightly deceptive title, as their rate is variable depending on a client’s creditworthiness. Depending on your credit score, your APR could be as low as 10.24% which is a lower rate, however, your APR could also be as high as 23.24%, which is not a very competitive rate (APR is subject to change). If you do qualify for a low APR, you may want to transfer another balance to this account and take advantage of the 0% introductory APR on balance transfers for the first 12 billing cycles. Follow down this page for a short walk through of the online application process.

This card is issued by Huntington Bancshares, please read the Huntington privacy policy before entering any of your personal information on their website.


To be eligible to apply for this for this card you must fulfill the following requirements:

  • Be 18 years of age or older
  • Be a U.S. citizens
  • Have a valid address
  • Have a valid US-issued photo ID
  • Have a valid SSN

How to Apply

Step 1- To start an online application for this card, go to this page and click I Choose Lower Rates.


Step 2- Indicate whether or not you are a Huntington customer by selecting Yes or No and clicking Continue.


Step 3- Indicate whether or not you are U.S. citizen by selecting Yes or No and clicking Continue.


Step 4- Confirm that you are applying for the lower rates card by clicking Continue.


Step 5- Next, you will need to provide all of the following Personal Information in the indicated fields:

  • First name
  • Last name
  • SSN
  • Date of birth
  • Identification type
  • ID number
  • Issue date
  • Expiration date
  • Income
  • Occupation
  • Residential type
  • Residential monthly payment

When you have completed all of these fields, click Continue.


Step 6- Before you can continue to the next step, you will need to provide all of the following Contact Information:

  • Street address
  • City
  • State
  • ZIP code
  • If you have lived at current address for last 6 months
  • Home phone #
  • Mobile phone #
  • Work phone #
  • Email address

When you have completed filling in all of your information, click Next Step to have your information authenticated and proceed to the next step.

hunt-apply-low4In the remaining three steps, you will select various account options, review and agree to the Terms and Conditions, and enroll in online banking (optional). Once all these remaining steps have been completed, your application will be submitted online for approval. We wish you the best of luck in successfully completing and submitting your application!