How to Apply for the Polaris Visa Credit Card

If you’re someone who’s considering the Polaris Visa Credit Card, it’s likely that you are an adventurous and passionate person. For over 60 years, Polaris has been indulging those who seek to explore the wonders of the world; experiences that will enrich their lives. However, it’s not easy living life to the fullest. There are physical and mental restrictions to consider, and the one that comes to most people’s minds is financial constraints. The Polaris Visa Credit Card offers a reasonable APR and a decent rewards program. It’s mainly beneficial for people wanting to make purchases at Polaris dealerships because they can earn 2 points for every $1 you spend at these dealerships (as well as gas stations). You also earn 1 point for every $1 spent on all other purchases, so you’re benefiting no matter where you shop. These points can be redeemed for Polaris Cash, so you can rack them up and spend them on your favorite Polaris vehicle or accessory. Furthermore, you’ll obtain an automatic 5,000 bonus points just for making your first purchase. The APR of 14.24% (the lowest rate possible) is only offered to those who have an excellent credit score (otherwise it could be as high as 23.24%, APR is subject to change). This is a pretty average rate for a rewards card of this type; however, this card offers points that are only redeemable at Polaris dealerships so you may want to look into a rewards card that offers statement credit or cash back. For those of you who make frequent purchases at Polaris, follow our instructions below on how to apply for the Polaris Visa Credit Card.

Take a look at the privacy policy provided by US Bank before submitting any personal or financial data.

Requirements

To be eligible for this card you must meet the following criteria:

Be 18 years of age or over
Be a citizen of the US
Have a social security number

How to Apply

Step 1 – To start the application process, click on this link to get to the Us Bank Polaris Visa Credit Card homepage. Click on the Apply Now link next to the image of the card.

Step 2 – There are 5 sections to fill in before you can submit your application. The first section asks for the following personal information:

Name
Date of birth
Social security number
Country(ies) of citizenship
Country of permanent residence
Phone number
Email address

Step 3 – In this step you will need to enter your address, time at address, housing status and monthly payment.

Step 4 – Next, provide the following income and employment information:

Employment status
Employer
Occupation
Annual income
Other income (if applicable)

Step 5 – At this juncture you have the option of making a balance transfer, adding additional cardholders and selecting the design of your card. To make a balance transfer, select Yes and enter the appropriate information. To add a joint applicant to your account, select Yes and provide their personal information. To pick the style of card that best suits you, click the drop down menu and select your favorite design.

Step 6 – All that’s left to do is read and accept the terms and conditions and click Submit. Your information will be verified (this could take a few days) and hopefully your application will be approved. Best of luck!