| Rewards | Earn 1% cash back for every $1 in net merchandise purchases, Earn up to 2,500 bonus points every quarter with 2% & 3% cash back for purchases in select categories | 
|---|---|
| Signup Bonus | 1.99% introductory APR on purchases and balance transfers for 6 monthly billing cycles after opening your account | 
| Annual Fee | None | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 25.49% (APR is subject to change) | 
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance (whichever is greater) | 
| Late Payment Fee | Up to $37 | 
| Purchases APR | 12.49% to 18.49%, based on your creditworthiness (APR is subject to change) | 
 
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