| Rewards | 3 FlexPoints per dollar spent at restaurants, 2 FlexPoints per dollar spent at gas stations and airlines, 1 FlexPoint per dollar spent on all other purchases |
|---|---|
| Signup Bonus | Earn 30,000 FlexPoints after you spend $2,000 within the first four months of account opening |
| Annual Fee | $85 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.24% (APR is subject to change) |
| Cash Advance Fee | Either 4% of the amount of each advance or $10 minimum, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 14.24% to 24.24% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The flexperks gold has some nice travel perks, but the point system takes a little effort to understand, Once you figure out, the reward can be decent, especially for flights. The downside is that not every place takes amex, so I always need a backup card. Solid option if you travel often, just not the most flexible