| Rewards | Upromise Rewards — 1.529% cash back on purchases when the Upromise account is linked to an eligible 529 College Savings Plan; 1.25% otherwise. Cardholders can also use Round Up and earn up to 5% at participating Upromise restaurants. |
|---|---|
| Signup Bonus | $100 bonus cash back after spending $500 within the first 90 days of account opening. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | Variable; account-specific. |
| Cash Advance Fee | Account-specific; see the Cardmember Agreement. |
| Late Payment Fee | Up to $39 |
| Purchases APR | Account-specific; see the Cardmember Agreement. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Upromise Mastercard is a $0-annual-fee card built around saving for education. It offers cash back on everyday purchases, with enhanced rewards when the card is linked to an eligible 529 college savings plan, plus features such as Round Up.
Most users say they like the idea of automatically directing rewards toward college savings and appreciate the lack of an annual fee. The card can be particularly useful for families already using Upromise or a qualifying 529 plan.
On the downside, many reviewers mentioned that the base rewards rate is fairly modest compared with leading cash-back cards. Some users also report frustrations with customer service, account management, and rewards processing. The card’s education-focused benefits may also have limited value if you aren’t saving for college.
Personally, I think the Upromise Mastercard makes the most sense for families who want a simple way to combine everyday spending with college savings. If you’re primarily looking for the highest possible cash-back rate or a strong welcome bonus, I’d compare it with broader cash-back cards before applying.
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Bro sorry, but some error occurred :O
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Helps families save for college
This card earns cash back that can be directed into a college savings plan. Everyday purchases turns into contributions toward education, making it practical for parents. There's no annual fee, and focuses on future costs, it's a smart and supportive option
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I have used the credt card important.
This is very important credit card.
