How to Apply for a Westpac Altitude Black Credit Card

The Westpac Altitude Black Credit Card is a very strange card that has an extremely high initial credit limit and a monstrous annual fee of $395. This originally struck me as a card that was intended for businesses or those who are looking to earn rewards points on their large monthly expenditures. This is not the case however as the reward earning potential is marginal as every $1 spent earns 1.25 reward points that can be exchanged for merchandise and travel vouchers and the purchase and cash advance interest rates of 20.74% are too high for what is common with small business credit cards. If you are looking to apply for this credit card online you can do so by following the step-by-step guide we have created, which you can find by scrolling down this page.

Before you continue we feel it is important that you read the online privacy policy so you are aware of how your personal information is going to be protected throughout the application process.

Requirements

The following requirements must be met in order for the application to be completed successfully:

Be at least 18 years of age or older
Be a resident of Australia
Have a valid piece of government identification

How to Apply

Step 1: Navigate to the application homepage, pictured below.

Step 2: Review the Credit Card Guide and the Credit Card Fact Sheet which essentially serve as the terms and conditions and click the Altitude Black link to continue.

Step 3: Designate whether your are a Westpac customer or not.

Step 4: Click the Continue button.

Step 5: Enter the following information in the space provided:

Mobile number
E-mail address
Title
First name
Last name
Date of birth
Residential address
Length of time at this address

Step 6: Choose the nearest branch to your address.

Step 7: Provide proof of citizenship in one of the following ways:

Driver’s license number
Medicare card
Australian passport

Step 8: Click the Continue button.

Step 9: You will then need to enter some basic financial information on the following page before you will be asked to review and submit your application.