|Rewards||Every $1 spent earns 1.25 reward points that can be exchanged for merchandise and travel vouchers.|
|Signup Bonus||0% purchase rate for the first 3 months and no annual fee for the first for the first year is you are already a Westpac member.|
|Cardmember Agreement||View Here|
|Cash Advance APR||20.74%. Variable based on the market Prime Rate.|
|Cash Advance Fee||2% of the value of the transaction with a minimum charge of $2.50 and a maximum charge of $150.|
|Late Payment Fee||$9.|
|Purchases APR||20.24%. Variable based on the market Prime Rate.|
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