| Rewards | Altitude Rewards — earn up to 2 Altitude Points per A$1 on eligible purchases. The rewards program itself has a $0 annual fee. |
|---|---|
| Signup Bonus | Up to 100,000 Altitude Rewards Points: 75,000 points after spending at least A$3,000 on eligible purchases within 90 days, plus 25,000 points after an eligible purchase in the second year. |
| Annual Fee | A$175 per year. The current new-customer offer reduces the first-year fee to A$99. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 21.99% p.a. variable |
| Cash Advance Fee | 3.5% of the cash advance amount. |
| Late Payment Fee | A$20 per statement cycle when the minimum monthly payment is not paid by the due date |
| Purchases APR | 20.99% p.a. variable |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Westpac Altitude Platinum Credit Card is a rewards-focused Australian card known for earning Altitude Points, introductory bonus offers and travel-related benefits, with an annual fee that needs to be weighed against the rewards.
Most users say the points are useful for everyday spending, and many reviewers mentioned that rewards can accumulate quickly when the card is used regularly and the balance is paid in full. Some cardholders have also praised the travel insurance and purchase protections included with the card.
On the downside, complaints frequently involve customer service, rewards redemptions, fees and difficulties resolving disputed transactions. Some reviewers also felt that points provided less value than expected, particularly when transferred or redeemed for travel.
Personally, I think it suits people who spend enough to make the rewards and travel benefits worthwhile and who always pay their balance on time. If you prefer straightforward rewards, low fees or consistently responsive customer service, other cards may be worth comparing.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
C
there's a downside
The sign up offer was good. But after the first year, the annual fee is steep compared to what I actually use. The points do accumulate, and the travel insurance is a nice touch, but the interest free window is short, and the fee on international transactions makes it costly when I travel.
