|Rewards||Each $1 spent earns you 1 to 2 reward points (depending on whether you choose the Visa or American Express card) which can be exchanged for merchandise and travel vouchers.|
|Signup Bonus||0% purchase rate for first 3 months and no annual fee for the first year for those that are already Westpac members.|
|Cardmember Agreement||View Here|
|Cash Advance APR||20.74%. Variable based on the market Prime Rate.|
|Cash Advance Fee||2% of the value of the transaction with a minimum charge of $2.50 and a maximum charge of $150.|
|Late Payment Fee||$9.|
|Purchases APR||20.24%. Variable based on the market Prime Rate.|
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