How to Apply for a Westpac Altitude Credit Card

The Westpac Altitude Credit Card is a terribly boring credit card that has no major glaring flaws but is also almost completely devoid of positives. It has an annual fee of $100 and interest rate for purchases and cash advances of around 20.24%. On top of that each $1 spent earns you 1 to 2 reward points (depending on whether you choose the Visa or American Express card) which can be exchanged for merchandise and travel vouchers. If you are interested in applying for this card you can do so by following the instructions in our straightforward application guide, available below.

Take a moment to read the online privacy policy as it explains how your valuable personal information is going to be protected throughout the application process.


In order for the application to be completed successfully you must:

  • Be at least 18 years of age or older
  • Be a resident of Australia
  • Have a valid piece of government identifcation

How to Apply

Step 1: Navigate to the application homepage, pictured below.

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Step 2: Review the Credit Card Guide and the Credit Card Fact Sheet as these are essentially a two-part terms and conditions, and click the Altitude Credit Card link to continue.

Step 3: Designate whether your are a Westpac customer or not.

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Step 4: Click the Continue button.

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Step 5: Enter the following information in the space provided:

  • Mobile number
  • E-mail address
  • Title
  • First name
  • Last name
  • Date of birth
  • Residential address
  • Length of time at this address

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Step 6: Choose the nearest branch to your address.

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Step 7: Provide proof of citizenship in one of the following ways:

  • Driver’s license number
  • Medicare card
  • Australian passport

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Step 8: Click the Continue button.

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Step 9: You will then need to enter some basic financial information before being asked to review and submit your application.

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Once completed, you will have finished the application process for the Westpac Altitude Credit Card.