How to Apply for the Atlantic Stewardship Bank Amex Cash Rewards Credit Card

Individuals who are looking for a rewards card and prefer American Express over other carriers may be interested in learning more about the Amex Cash Rewards Credit Card offered by Atlantic Stewardship Bank. This card offers a robust rewards program that provides as much as 3% cash back on your purchases, depending on the category. The specifics of the cash back program are as follows: you will receive a certain amount of points for every dollar that you spend and these points can be redeemed as a cash deposit or statement credit. You will receive 3 points for every $1 that you spend on gas, 2 points for every $1 spent on groceries, and 1 point for every $1 spent elsewhere. The interest rates are nothing spectacular, however, if your credit score is excellent, you may be eligible to receive a rate as low as 12.49% (APR is subject to change). With the rewards program and the potentially low annual percentage rate, this credit option could be the right choice for you. Find out how to apply by scrolling down to our guide below.

All applicants are advised to read through Elan Financial Services’ (the issuing bank) privacy policy before embarking on an application.

Requirements

You must meet the following requirements put forth by Elan Financial Services (EFS):

Be at least eighteen (18) years of age
Have a valid US SSN
Have a valid US street address

How to Apply

Step 1- To start, navigate to this webpage and locate the Cash Rewards American Express Card. You can access the online application form by selecting the Apply Now link.

Step 2- Here you will notice that there are a number of empty fields highlighted with an asterisk. Each of the highlighted fields must be filled in with your personal information, starting with the following:

Full name
Date of birth
SSN

Step 3- To continue, please enter the following information in the appropriate spaces:

Country of citizenship
Are you a citizen of another country? (y/n)
Primary phone number
Mobile phone number (optional)
Email address (optional)

Step 4- Now, for your housing details, provide your full address (Street, City, State, Zip Code) and specify the Time at Address. You must also choose a Housing Status and let EFS know your Monthly Payment. If you have an alternate mailing address, select Yes and continue by providing that address information.

Step 5- Use the drop-down menu to select the Employment Status that matches your current employment situation. Next, provide your Employer name, Occupation, Primary Annual Income, and specify whether or not you have any Additional Annual Income.

Step 6- If you currently have one or more accounts open with Atlantic Stewardship Bank, select Yes next to each applicable option.

Step 7- Some additional options are given to you at this juncture. You are able to perform a balance transfer if you’d like to consolidate your previous card balances, and you can also add an additional cardholder to your account.

Step 8- At the bottom of the page you should see the terms and conditions document which details the financial structure of this credit card. Be sure to read over this document thoroughly and, if you agree to the terms, select the small box found below the terms window to provide consent. Now, to finalize your application you simply need to click the Submit button and your card request will be sent to EFS for an official review.

That brings us the end of this tutorial. We would like to thank you for supporting Card Reviews and we wish you the best of luck with your new credit card. Take care!