| Rewards | 3 ThankYou points per $1 spent on AT&T purchases and at online retailers. 1 ThankYou point per $1 spent on all other purchases. |
|---|---|
| Signup Bonus | A new, contract-free smartphone courtesy of AT&T after spending $2,000 within the first three months of card ownership. |
| Annual Fee | $95 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.24% APR |
| Cash Advance Fee | $10 or 5% of withdrawal, whichever is greater |
| Late Payment Fee | Up to $35 |
| Purchases APR | 0.0% APR for first 7 months. After; 14.99%, 16.99%, 18.99%, 20.99% or 22.99% APR based on creditworthiness. |
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