BP Visa Credit Card

Card Details
Rewards	Up to 50¢ off per gallon on BP and Amoco fuel purchases during a limited-time intro period (e.g., first 60 days). After the intro, about 15¢ off per gallon on BP and Amoco fuel. 5× points (5% back) on non-fuel purchases at BP and Amoco convenience stores. Everyday Purchases Outside BP/Amoco 3× points (3% back) on groceries. 3× points (3% back) on dining and eligible food delivery. 1× point (1% back) on all other purchases.
Signup Bonus	New cardmembers may earn up to 50¢ off per gallon at BP/Amoco for the first 60 days after account opening.
Annual Fee	$0
Cardmember Agreement	View Here
Cash Advance APR	Around 29.99% (variable)
Cash Advance Fee	the greater of $15 or 5% of the amount advanced
Late Payment Fee	Up to $40
Purchases APR	Around 31.99% (this can vary by applicant and Prime Rate)
* Card terms and offers are subject to change. Confirm current details with the issuer.

CARD OVERVIEW

The BP Visa® Credit Card is best known for its fuel-focused rewards and no annual fee, with extra savings on BP and Amoco gas and bonus points on groceries and dining. Most users say they enjoy the easy-to-understand rewards and appreciate the limited-time fuel discounts that can add up quickly if you fill up often. Many reviewers mentioned the points redemption flexibility, letting you use rewards for statement credits, gift cards, or travel.

On the flip side, cardholders often complain about the high APR on purchases and cash advances, and some note that customer service can be slow or difficult to navigate. The fuel rewards, while generous for regular BP shoppers, don’t help much if you rarely fill up there.

Personally, I think the BP Visa makes sense only for frequent BP or Amoco customers who pay their balance in full each month. It’s a handy card for those looking to save a few cents per gallon and earn points on everyday spending, but if you want broad cash-back rewards, travel perks, or low-interest rates, other general-purpose cards are likely a better choice.