| Rewards | Southwest Rapid Rewards points. The Plus earns 2X on Southwest purchases, 2X on qualifying gas/grocery spending, and 1X on other purchases. |
|---|---|
| Signup Bonus | 50,000 bonus points after spending $1,000 in the first 3 months for the Plus version. Premier currently offers 55,000 points; Priority offers 60,000. |
| Annual Fee | $99 for the Rapid Rewards Plus version; $149 for Premier; $229 for Priority. |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.24% variable APR |
| Cash Advance Fee | $10 or 5% of each transaction, whichever is greater |
| Late Payment Fee | Up to $40 |
| Purchases APR | 19.24%–27.74% variable APR |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Southwest Rapid Rewards Visa Credit Card is a popular airline card known for earning Rapid Rewards points, Southwest travel perks, and a relatively modest annual fee. Most users say the card is especially useful for people who frequently fly Southwest and can take advantage of its introductory bonus and ongoing rewards.
Many reviewers mentioned that earning points on Southwest purchases is straightforward, while Southwest-specific benefits can make the card more valuable for regular travelers. Cardholders also appreciate the ability to use points directly toward Southwest flights.
On the downside, some users find the card less appealing if they rarely fly Southwest. Others mention that the rewards are limited to the Southwest ecosystem, and the annual fee may be difficult to justify without frequent travel.
Personally, I think this card makes the most sense for loyal Southwest customers who can consistently use the points and travel benefits. If you prefer flexible travel rewards that work across multiple airlines and hotels, a general travel card may offer more versatility.
I earn points quickly just by using this card for everyday spending. Booking flights with points is super easy, and the anniversary bonus is a nice touch. great value if I fly southwest often