How to Apply for the Chemical Bank Secured Mastercard

Looking to rebuild credit or establish credit (unless your credit is good you should be)? Already a member of Chemical Bank? The Chemical Bank Secured Mastercard may be for you. With a small and weird $19 annual fee this is probably the most affordable secured credit card this reviewer’s ever lain his baby-blues on. If you’re interested in applying please feel free to use our official application guide, available just below.

We recommend that all applicants review the online privacy policy of First Bankcard (FB), the card handling agent for all Chemical Bank offerings, before handing over any sensitive personal data.


Applicants must:

  • Be at least eighteen (18) years of age
  • Have a valid US SSN
  • Have a valid US street address

How to Apply

Navigate to the Chemical Bank card summary page (linked below) and select apply now at the base of the secured mastercard column.


Step 1- Personal Data

Enter the following data for the first section of the form:

  • First Name
  • Last Name
  • SSN
  • Date of Birth
  • Mother’s Maiden Name
  • Email Address
  • Full Address
  • Phone Number
  • Years at Address
  • Housing Status
  • Monthly Housing Payment
  • Present Employer
  • Business Phone Number
  • Total Annual Income
  • Bank Accounts Held & Relative Amounts Held in Each


Step 2- Card Options

Add authorized users, balance transfers, and customized card designs at this state of the application.


Step 3- Disclosures

Finally, review the terms and conditions and, if you assent, select confirm information and await Chemical Bank’s judgement as to whether or not you are indeed creditworthy.