How to Apply for the First Bank and Trust Visa Platinum Credit Card

First Bank and Trust offers very little information online about their cards, not only do you have to login to a third party program to find out the associated rewards program, they also don’t provide an online application form. Although the online portal is far from streamlined, the APR is a variable rate of roughly 11.9% which is by all means competitive. The card also offers some added auto and travel insurance so if you’d like to apply, which will have to be done manually, then scroll down and we’ll walk you through the process.

We recommend reading over the privacy policy before sending in your personal information to First Bank and Trust.

How to Apply

Navigate to the card summary page and click on the Apply Now button beside the Visa Platinum option.

You will be presented with a PDF of the terms and conditions as well as the application forms which you will need to print off and fill out by hand.

Step 1-Account type/Credit Limit

Select which type of account you would like to apply for as well as your proposed credit limit.

Step 2-Personal Information

This part of the form will have you entering the following information:

Full Name
Date of Birth
Phone Numbers
# of Dependents
SSN
Rent/Own/Other
Monthly Housing Payment
Full Address
Years at address
Mailing Address if different
Previous Address if applicable
Years at Previous Address

Step 3-Employer Information

You will then need to enter the following information regarding your occupation:

Employer
Self Employed Y/N
Work Phone
Date Employed
Address
Position
Monthly Gross Income
Name and Address of Previous Employer
Years at Employer
Additional income if applicable
Nearest Relative
Nearest Relative Home Phone
Relationship to Nearest Relative

Step 4-Co-Applicant Information

If you’re signing with a co-applicant, fill in the fields for them as you did for steps 2 and 3.

Step 5- Credit Information

You must now fill in the fields which will establish whether you are credit worthy for this card or not.

Step 6-Balance Transfer

You will be presented with the below option to transfer your balance from another card onto this one.

Step 7-Signatures

Read over the terms and conditions which came with this application form before signing off. Once signed, you can send it to the below address for review.

First Bank and Trust
P.O. Box 1830
Covington, LA 70434