How to Apply for the Greater Iowa Credit Union Visa Signature Rewards Card

For a card with a rewards program and a fairly low APR, the Greater Iowa Credit Union (GICU) Visa Signature Rewards Card is the best GICU has to offer.  The APR for this card is only 1.99% first 12 billing cycles.  After that, the APR is only 10.2%-18.2% (APR is subject to change).  The rewards program is basic at 1 point for every dollar spent on purchases.  As a signing bonus, you get double the points, plus 10,000 bonus points in the first six months after card activation.  Follow the tutorial below for information on how to apply for the GICU Visa Signature Rewards Card.

Read the GICU privacy policy before you apply.


To be eligible for this credit card you must fulfill the following requirements:

  • Be at least 18 years old
  • Live in the United States
  • Have a valid SSN

How to Apply

Step 1- Go to the Greater Iowa Credit Card Suite page and click the Apply for VISA Signature Rewards link.

gicu-applyStep 2- Enter your GICU member number and last 4 digits of your SSN (if you are a member).  Click continue.gicu-apply2

Step 3- Enter the following personal information:

  • Full name
  • SSN
  • Email address
  • Date of birth
  • Home/work/cell phone #
  • Select best contact
  • Indicate yes or no if you are a GICU employee
  • Enter the information of the person who referenced you, if applicable


Step 4- Select GICU Visa Signature Rewards Card from the pulldown menu (pictured below).

gicu apply 4

Step 5- Download and/or print the Visa APR and Visa Agreement for your records.


Step 6- Provide the following location information:

  • Complete street address
  • ZIP code
  • City
  • State
  • Time spent at said address


Step 7- Provide the following employment information:

  • Whether or not you are retired
  • Whether or not you are in active military service
  • Whether or not you are unemployed
  • Employer name
  • Position
  • Street address of your workplace
  • ZIP code
  • City
  • State
  • Work telephone number
  • Number of years and months you’ve worked at this job


Step 8- Provide the following financial information:

  • Living status
  • Monthly housing cost (including taxes, insurance, parking cost, etc)
  • Other monthly costs
  • Declare your monthly or annual amployment income
  • Monthly SS income
  • Monthly pension income
  • Monthly child support (you are not required to declare)


Step 9- If you wish to add a co-applicant, do so here.  Click continue.


Step 10- Review all your information for any errors.


Step 11- Carefully read through the Terms and Conditions and Consumer Card Agreement for the GICU Visa Signature Rewards Card.  Tick the box indicating you agree to the terms and click Submit Application for Approval.  You have completed the application process.