| Rewards | 1 point per $1 spent on all purchases, 2 points per $1 spent on groceries, 3 points per $1 spent on gas |
|---|---|
| Signup Bonus | 0% APR for the first 12 billing cycles, 100 cash rewards bonus after making $500 in purchases within the first 90 days |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 16.24% to 25.24% (APR is subject to change) |
| Cash Advance Fee | $10 or 3%, whichever is greater |
| Late Payment Fee | Up to $37 |
| Purchases APR | 13.24% to 23.24% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I love supporting IU while earning on everyday spending. The card perks are decent, though not the highest in cash back. Still, it's nice being connected to the alumni network and exclusive events.