| Rewards | 1.5% cash rewards on eligible purchases, or 2% if you maintain a PSECU checking account and qualifying monthly direct deposits of at least $500. The Alumni Classic Card has no rewards. |
|---|---|
| Signup Bonus | No standard credit-card signup bonus. However, new PSECU members may currently qualify for a separate $300 new-member bonus by opening qualifying savings/checking accounts and meeting the direct-deposit requirements. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 18.00% variable APR |
| Cash Advance Fee | None |
| Late Payment Fee | Up to $27 |
| Purchases APR | 15.90% variable APR for the Alumni Rewards Card |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The Penn State Alumni Association Credit Card is a straightforward cash-back card offered through PSECU, with no annual fee. The Alumni Rewards version earns 1.5% cash back on eligible purchases, with the potential to earn 2% when qualifying PSECU checking and direct-deposit requirements are met.
Most users say the simple rewards structure and lack of an annual fee are the card’s biggest advantages. Many reviewers mentioned that it’s especially appealing to Penn State alumni who want to support their university while earning rewards on everyday spending.
On the downside, some users find the rewards rate less competitive than top flat-rate cash-back cards. Others mention that the best rewards rate requires additional PSECU banking relationships, which may not appeal to everyone.
Personally, I think this card is a solid choice for Penn State alumni who already use PSECU or want a simple cash-back option with no annual fee. If maximizing rewards is your priority, however, other cash-back cards may offer better returns with fewer requirements.
RATE THIS CREDIT CARD
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Bro sorry, but some error occurred :O
C
not worth the hype
I got this to show some school spirit, but the rewards are underwhelming and interest rates feel high. The perks don't justify the fees, and I often find myself frustrated when trying to redeem points.
C
Great alumni perks and school pride
Good reward categories and Penn State branding.
