| Rewards | Earn 3% cash back in a category of your choice (such as gas, online shopping, dining, travel, drug stores, or home improvement/furnishings), 2% cash back at grocery stores and wholesale clubs (combined quarterly spending cap applies), and 1% cash back on all other purchases. Rewards are redeemed as cash back. |
|---|---|
| Signup Bonus | New cardholders may qualify for a cash bonus (commonly around $200) after meeting the required spending threshold within the first 90 days. |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.24% Variable APR |
| Cash Advance Fee | Either $10 or 5% of the amount of each transaction, whichever is greater. |
| Late Payment Fee | Up to $40 |
| Purchases APR | 18.24% to 28.24% Variable APR, based on your creditworthiness. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
CARD OVERVIEW
The LSU Alumni Association Credit Card is essentially a co-branded version of Bank of America’s Customized Cash Rewards card, offering no annual fee, flexible cash back (including a 3% category of your choice), and an introductory APR offer for eligible applicants. Its biggest draw is combining everyday rewards with an LSU-themed design for alumni and fans.
Most users say they like the ability to customize their highest-earning rewards category and appreciate that there’s no annual fee. Many reviewers also mention that the cash back is competitive for everyday spending and that Bank of America’s online banking tools are easy to use.
On the downside, many reviewers mentioned the quarterly spending cap on bonus rewards, which limits how much you can earn at the highest rates. Others note that, beyond the LSU branding, the card doesn’t offer exclusive alumni perks, travel benefits, or premium features that set it apart from other cash-back cards.
Personally, I think this card is a solid choice for LSU supporters who want a straightforward cash-back card without paying an annual fee. If you’re mainly after the school-branded design and flexible rewards, it’s worth considering. However, if you’re looking for richer travel perks or unlimited bonus rewards, there are stronger options available.
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Easy Perks for Everyday fans
As an LSU grad who uses this card for groceries and gas, the alumni rewards add up faster than I expected. Customer service was friendly when I had questions. With the APR were lower, but I love supporting my Tigers.
