| Rewards | 1 mile for every $1 you spend |
|---|---|
| Signup Bonus | $0 annual fee for the first year, 15,000 Bonus Miles after your first card use |
| Annual Fee | $45 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.24% (APR is subject to change) |
| Cash Advance Fee | Either 4% or $5, whichever is greater |
| Late Payment Fee | $37 |
| Purchases APR | 13.24% to 23.24% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I used this when I was flying LATAM frequently, and it really paid off. The bonus miles helped me get a free flight after a few months. For people who don’t travel to South America though, it’s probably not as useful.