| Rewards | 1 mile for every $1 you spend |
|---|---|
| Signup Bonus | $0 annual fee for the first year, 15,000 Bonus Miles after your first card use |
| Annual Fee | $45 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 24.24% (APR is subject to change) |
| Cash Advance Fee | Either 4% or $5, whichever is greater |
| Late Payment Fee | $37 |
| Purchases APR | 13.24% to 23.24% (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I got this card for airline rewards, but points are slow to accumulate and blackout dates make redeeming frustrating. The idea is great, but in practice, it hasn't been worth the annual fee for me.
I used this when I was flying LATAM frequently, and it really paid off. The bonus miles helped me get a free flight after a few months. For people who don’t travel to South America though, it’s probably not as useful.