Lowe’s Consumer Credit Card

Card Details
Rewards	Cardholders of the Lowe's Consumer Credit Card will be eligible for a 5% discount on one purchase per day at any Lowe's Home Improvement Center. Purchases exceeding $299 will be subjected to 18 month special financing, earning the consumer further rewards.
Signup Bonus	None
Annual Fee	0$
Cardmember Agreement	View Here
Cash Advance APR	N/A
Cash Advance Fee	N/A
Late Payment Fee	Up to $35
Purchases APR	24.99% APR
* Card terms and offers are subject to change. Confirm current details with the issuer.

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Bro sorry, but some error occurred :O

Too Limited, Not Worth the Drawback

Dec 21, 2025 by Cedric Banks

I took this card for a one time purchase and quickly regretted it. The interest kicked in sooner than I expected, and I barely used it afterward. Not worth the clutter in my wallet or the high APR.

Using This card Less Now

Mar 17, 2018 by Larry Moore

Managing the card is easy, good website. I filled out a financial worksheet recently and noticed that of the several accounts I have this card charges the highest interest rate. I've changed my shopping habits after this realization.

I love the option of 5% savings or 6 month no interest

Dec 29, 2017 by Valerie Becraft

I have had this card a few years, I have used it for big and small purchases. I am very happy with it.

Robert

Sep 1, 2017 by Robert Figueroa

Its a great card to have, but the interest rates are kind of high needs to drop. faithful customers would use it more often if it dropped in the interest cost more.

screwed up website, always very slow, often have to wait several hours.

Jun 14, 2017 by Harry Lamb

Try to find a better deal. This web site sucks. always slow. it is so stupid, it puts some of the background code in a display box for hackers to read. I now know a lot about the code used to run this site. Where is the security. Worst is the many times you have to try to login just to make a payment.

Great card

Nov 9, 2016 by Rod Weigel