| Rewards | Earn 1.5 points for each $1 spent |
|---|---|
| Signup Bonus | A promotional rate of 3.9% is available for the first 6 billing cycles on all balance transfers and cash advances |
| Annual Fee | $125 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 22.99% (APR is subject to change) |
| Cash Advance Fee | $3.50 at National Bank ATMs and other financial institutions in Canada, $5.00 at other financial institutions outside of Canada |
| Late Payment Fee | Your interest rates will increase to 24.99% for purchases and to 27.99% for balance transfers and cash advances when you miss a payment for 2 consecutive months or miss 3 payments within a 12 month period |
| Purchases APR | 19.99% (APR is subject to change) |
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