| Rewards | 5 points per $1 spent on NFIB membership transactions, 2 points per $1 spent on business expense transactions, 1 point per $1 spent on on all other qualified purchases |
|---|---|
| Signup Bonus | 0% intro APR on purchases and balance transfers for 9 billing cycles, Earn 5,000 bonus points after the first qualifying transaction is posted |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 25.49% (APR is subject to change) |
| Cash Advance Fee | Either $15 or 5% of the amount of each cash advance, whichever is greater |
| Late Payment Fee | $35 if new balance is less than $500, $39 if new balance is equal to or greater than $500 |
| Purchases APR | 13.24%, 15.24% or 20.24%, based on your creditworthiness (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
I used this card for office supplies and travel and it worked everywhere, Rewards were okay but slow to post, so I didn't feel the benefits until months in.
This offers good rewards, 2x points on business expenses and 5x on NFIB dues. But it lacks CARD Act protections, so the issuer can hike your rate anytime.