How to Apply for a Norwegian Cruise Line MasterCard Credit Card

If a cruise is in your future, the Norwegian Cruise Line MasterCard Credit Card offers you a chance to earn rewards points to help fund your next trip. This card is issued by Bank of America.


To be approved for a Norwegian Cruise Line MasterCard Credit Card, you must meet the following requirements:

  • Have a valid Social Security number.
  • Have a credit history with no recent bankruptcies.
  • Be at least 18 years of age.

How to Apply

Step 1 – Go to the Norwegian Cruise Line MasterCard Credit Card welcome page to learn of the various benefits of the card.  Click the blue “Apply Now” button to begin the application process when you have finished reading the introductory information.

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Step 2 – If you are a current Bank of America customer, click on the “Save time and prefill your application” link to have your data entered automatically. If you are not a current Bank of America customer, enter your full name and preferred suffix.

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Step 3 – Enter your current residential address. Check the “Send my statement to a different address” box if you want your statement to be sent to another location and provide the correct address.

Provide your primary phone number and an alternate contact number. Enter your email address. Choose your country of citizenship and country of current residence from the options in the drop-down menus.

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Step 4 – Enter your date of birth and mother’s maiden name to complete the personal information section.

In the employment and finances section, choose your employment status from the drop-down menu options and answer any applicable supplemental questions. List your total annual income and the primary source of your income. Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have these forms of income considered as a basis for repayment of your credit card debt.

Provide your level of liquid assets, housing status, and monthly housing payment.

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Step 5 – Under the additional options section, you may choose to add an additional cardholder. If you wish to do this, you must provide that person’s full legal name and either their Social Security number, date of birth, or address.

Under the terms and conditions section, click on the “View as PDF link” to download a copy of the document that you can save or print for your records.

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Step 6 – Read the terms and conditions carefully, then check the box that indicates you agree to the terms of the document.

When you hit the blue “Review your information” button, you’ll be taken to a page asking you to verify the accuracy of your information before your application is submitted for final processing and credit approval.

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