How to Apply for the NY&C Credit Card

The NY&C Credit Card is a below average credit option that provides its cardholders with a few perks in attempt to make up for its high interest rates. Like most rewards cards, you will be able to earn bonus points on all purchases that can be put towards NY&C rewards certificates. You will also receive some exclusive shipping deals on NY&C products which can be combined with any other coupon to increase your savings. Apart from that, this card offers little else to incentivize prospective cardholders. With an APR of 26.24% (APR is subject to change), there are a plethora of other cards on the market with better rates and stronger point based rewards programs. Essentially, this card is only necessary for the exclusive NY&C shopper. To find out how you can apply, scroll down and review our tutorial below.

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You must meet the following requirements in order to be eligible for this credit card:

  • You reside in the United States
  • You are at least 18 years of age
  • You have a valid SSN

How to Apply

Step 1- Start by clicking here to access the online application page. Once accessed, scroll down to Your Personal Information and enter-in the following details:

  • First name
  • Last name
  • SSN
  • Date of birth
  • Annual income


Step 2- Here you will need to supply your full address and provide some contact information (email, phone number).


Step 3- If you would like to add an authorized buyer to this credit card, click Yes and enter that individual’s First Name, Last Name and specify their relationship to you. Click Continue to proceed. 



Step 4- Read through Comentiy Bank’s account and financial terms and conditions and, if you agree, click I Consent. When you are ready to continue, click Submit to send your application in for review by Comenity Bank, thus completing the application process.

NY&C-Apply-4We hope that this tutorial has provided some insight into the application process for your NY&C Credit Card. Best of luck in all of your future banking endeavours!