| Rewards | 2X points per $1 on all Princess purchases, including onboard purchases; 1X point per $1 on other purchases. |
|---|---|
| Signup Bonus | 20,000 bonus points after spending $1,000 within the first 90 days, worth $200 in onboard credit. |
| Annual Fee | $0 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 29.49% variable APR |
| Cash Advance Fee | $10 or 5% of the amount of each transaction, whichever is greater |
| Late Payment Fee | Up to $39 |
| Purchases APR | 18.49%–29.49% variable APR, depending on creditworthiness |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Princess Cruises Rewards Visa Credit Card is a no-annual-fee travel card designed for Princess Cruises fans. It earns 2X points on Princess purchases and 1X on other spending, with rewards that can be used toward eligible Princess purchases and onboard expenses.
Most users say the card’s biggest appeal is its simplicity and cruise-specific rewards. Many reviewers mentioned that earning extra points on Princess purchases can be worthwhile for frequent cruisers, while the lack of an annual fee makes the card easy to keep between trips. The welcome bonus is another attractive feature for new cardholders.
On the downside, some users feel the rewards are too limited for people who do not regularly sail with Princess. Others point out that general travel cards may offer more flexible redemption options and stronger everyday rewards.
Personally, I think this card is a good fit for loyal Princess Cruises customers who pay their balance in full. If you cruise only occasionally or want broader travel rewards, a general-purpose travel card may provide better long-term value.
I got the princess cruises rewards visa before a big family trip, and the extra points on cruise purchases definitely helped with onboard credits. Outside of cruise related spending though, the rewards are pretty standard and don't stand out. The card works fine for everyday purchases, but unless you're sailing often, you might not feel like it's worth carrying long term
They do their very best to ensure you do not use points for a cruise. BarclayCard "redemption specialists" will tell you that they can only do air, car rentals and hotel - although the website lists using it for cruises. IF you can get through (you have to know a secret code to enter at just the right time in the phone sequence), you need to talk to a "Customer Relationship Specialist." Then you'll find out you can only redeem after you've paid the full amount of your cruise (normally 90 days before sailing) - and then a couple of days after posting (but you have to use the points within 180s of posting, so don't pay early and then wait for the points!). As well, they admitted the 'system' doesn't always work (!) unless you have enough points to cover the entire cost of the cruise: if it doesn't, you have to call them and they have to do it manually. As well, over the past year, they've also lowered the reward you get towards a cruise. DON'T USE THIS CARD; use a generic travel credit card. BarclayCards representatives are incompetent (in truth, three lied to me, I feel). Terrible rewards and worse customer service.