| Rewards | 1 point per $1 spent on merchandise purchases. 3 points per $1 on interest accrued on monthly balances. Additionally, Mastercard has teamed up with the Kansas City Royals to provide cardholders with exclusive savings and discounts on tickets and other Royals purchases. | 
|---|---|
| Signup Bonus | None | 
| Annual Fee | $0 | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 25.24% APR | 
| Cash Advance Fee | $10 or 5%, whichever is greater | 
| Late Payment Fee | Up to $38 | 
| Purchases APR | 3.99% Introductory APR for the first 6 months, 14.24% to 20.24% APR based on creditworthiness | 
 
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