How to Apply for the Stein Mart Credit Card

Although it’s locations are primarily in the Southeast and Texas, Stein Mart has over 260 operational stores over 29 states. As an upscale, boutique-style men and women’s department store, Stein Mart has decided to offer a credit card that can be used exclusively at their locations around the US. The Stein Mart Credit Card (not to be confused with the Stein Mart Platinum Mastercard) offers no rewards program but does include a few benefits. However, many will find these benefits disenchanting as they only provide users with the occasional extra-savings opportunity, advanced emails of sales events and special savings in their birthday month. After opening an account you will also receive 10% off your first purchase. This card can only be used to make purchases at Stein Mart stores, it can’t be used for cash advances or balance transfers, and it comes with a very high APR of 26.24% (APR is subject to change). There’s not much else to say about the Stein Mart Credit Card, but if you’re still interested in applying for one, follow our tutorial below. Please note that in filling out the application form, you consent to Synchrony Bank sending you either the Stein Mart Credit Card OR the Stein Mart Platinum MasterCard.

You might want to read Synchrony Bank’s privacy policy before providing any personal or financial information in the application form.


To be eligible for this credit card, applicants must meet the following criteria:

  • Applicants must be 18 years old
  • Applicants must have a valid US address
  • Applicants must have a valid Social Security number
  • Applicants must have a valid driver’s license

How to Apply

Step 1 – To begin the application process, navigate to the credit card page of the Stein Mart website. On the right of the screen is a green Apply Now button, as shown below. Click on this link to get to the next step.


Step 2 – You should have been redirected to the application form on which you must provide the following personal information:

  • Name
  • Address
  • City
  • State
  • Zip code
  • Phone number and type
  • Email address
  • Annual net income


Step 3 – This section presents you with the option to choose whether you’d like to receive your statements by email or regular mail (assuming you will be approved). Select your preferred statement method and continue to the next step.


Step 4 – To verify your identity, you must present Synchrony Bank with your Date Of Birth, SSN/ITIN, Driver’s License Number, State (of driver’s license) and your Mother’s Maiden Name.


Step 5 – The final step asks you to read through and accept the terms and conditions before clicking Accept and Submit.


That’s all there is to it. We hope these instructions helped you get through this process easily and painlessly. Good luck with your application, we hope it will be approved!