| Rewards | The freedom to earn and spend reward points that never expire, earn 3 TD points for every $1 spent on eligible purchases, earn triple the amount of points when booking travel online using Expedia. |
|---|---|
| Signup Bonus | A welcome bonus of 20, 000 TD points. |
| Annual Fee | $120 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 22.99% |
| Cash Advance Fee | 1% of the amount of the transaction (up to $10.00 in Canada), $5.00 outside of Canada. |
| Late Payment Fee | $25.00 if you are over the credit limit, no fee if you are not. |
| Purchases APR | 19.99% |
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