| Rewards |  | 
|---|---|
| Signup Bonus | 15,000 or 30,000 points earned after first purchase depending on credit card option chosen | 
| Annual Fee | $0 or $69 depending on credit card option chosen | 
| Cardmember Agreement | View Here | 
| Cash Advance APR | 25.24% APR | 
| Cash Advance Fee | $10 or 5% of withdrawal, whichever is greater | 
| Late Payment Fee | Up to $37 | 
| Purchases APR | 15.24% or 19.99% APR based on credit worthiness | 
 
          		The right hand does not know what the left is doing. Very poor customer service. The fees and interest are not worth the convenience.
