How to Apply for the Berkshire Bank Travel Rewards American Express Card

Are you someone that spends a lot of money on travel expenses every year? If so, you can greatly benefit from acquiring a travel rewards credit card. For example the Berkshire Bank Travel Rewards American Express Card is a good credit option that allows you to collect extra points on travel expenses and save 10% when you fly within the contiguous 48 states. With this card’s rewards plan, cardholders earn 3 points for every $1 spent on airline purchases, 2 points per $1 spent on hotel and restaurant purchases, and 1 point per $1 spent everywhere else. As a bonus, you will be awarded 7,500 points after making your first purchase, and your APR will be set at 0% for the first 6 months. This card does have a $95 annual fee and the interest rate is 12.49% to 23.49% (subject to change), depending on your creditworthiness. Therefore, depending on your spending habits and credit score, this may or may not be the most cost-effective option for you. If you would like to apply for the Berkshire Bank Travel Rewards American Express Card, scroll down and follow our step-by-step guide on how to submit an application for this card online.

We recommend looking through Elan Financial Services’ (the card-issuing company) privacy policy before submitting any information into the application form.


To be eligible for this credit card you must meet the following criteria:

  • Be at least 18 years of age
  • Have a valid US address
  • Have a valid SSN

How to Apply

Step 1 – To begin with, you will need to find your way to the Berkshire Bank credit card suite page and click the Apply Now link found under the Travel Rewards American Express Card option.

Click Continue in the pop-up window to get to the next step.

Step 2 – You should now be on the EFS-hosted Berkshire Bank credit card page. Locate the Travel Rewards American Express Card option and click the Apply Now link to continue.

Step 3 – Now provide all of the following information into the Personal Information section:

  • Full name
  • Date of birth
  • SSN or Tax ID #
  • Country of citizenship
  • Alternate country of citizenship
  • Country of permanent residence
  • Primary and mobile phone number
  • Email address

Step 4 – Next, you will be asked to enter all of the below information into the Housing Information section.

  • Street address
  • City
  • State
  • ZIP code
  • Time at address
  • Housing status
  • Monthly payment
  • Alternate mailing address (if applicable)

Step 5 – In the Income and Employment Information section, you will need to supply the following information:

  • Employment status
  • Employer
  • Occupation
  • Annual income
  • Other income (if applicable)

After that, if you are a current customer of Berkshire Bank, you are asked to select Yes to indicate each account or service that you have with them.

Step 6 – In this step, if you would like to perform one or more Balance Transfers, add a Joint Applicant and/or add an Authorized User, select Yes beside each option that you wish to utilize and provide the requested information.

Step 7 – Last but not least, read through the terms and conditions for the credit card that you are applying for. If you are in agreement with these terms, check the I accept the Terms and Conditions box and click Submit to complete the application process.

Congratulations on completing and submitting your application for the Berkshire Bank Travel Rewards American Express Card! We trust that your application will be successful and we thank you for choosing Card Reviews as your credit card expert. All the best!