How to Apply for the Dairy State Bank Visa Business Card

If you have navigated to this webpage it means you’re wondering whether or not the Dairy State Bank Visa Business Card is right for you. This card offers the lowest APR of Dairy State Bank’s (DSB) business visas as well as an introductory rate of 0% for the first 12 billing cycles! Doesn’t get much lower than that. There is no reward program to speak of, which is probably due to the reasonable annual percentage rate. It’s really a matter of sacrificing a points system for a cheaper card. While this is a potentially low cost credit card (depending on your credit worthiness) it still demands a much higher rate on cash advances and it enforces fairly strict penalties if credit limits are exceeded or payments are severely late. Take a look at the terms and conditions to see what I’m talking about. If this doesn’t worry you,scroll down to be educated on the application process.

Be sure to take a look at Elan Financial Services’ (Dairy State Bank’s secure card handler) privacy policy before entering in your personal info.

How to Apply

To apply for your Dairy State Bank Visa Business Card, direct yourself to it’s card summary page and select the Apply now button.


Step 1-Business Information

First, you must enter in the following information on your business:

  • Business Name to appear on Cards
  • Name of Business
  • Business Tax ID
  • Street Address
  • City
  • State
  • Zip Code
  • Years at Address
  • Year Business Started
  • Business Phone
  • Organization Type
  • Gross Annual Sales

dairy-state-bank-business-rewards-apply-2Step 2- Cash Access

Then select whether or not you want cash access. Keep in mind the APR for cash advances.

dairy-state-bank-business-rewards-apply-3Step 3-Accounts

Select the other accounts you hold with DSB if applicable

dairy-state-bank-business-rewards-apply-4Step 4-Business Owner

After that, fill in these pieces of personal information:

  • Business Owner Type
  • First Name
  • Last Name
  • SSN
  • Date of Birth
  • Phone Number
  • Annual Income
  • Email Address
  • Home Street Address
  • City
  • State
  • ZIP Code
  • Whether or not you have an alternate Mailing Address

dairy-state-bank-business-rewards-apply-5Step 5-Employee Cards

If you’d like to add Employee Cards, click yes and submit the appropriate information.

dairy-state-bank-business-rewards-apply-6Step 6-Terms and Conditions

Be sure to read over the terms and conditions if you haven’t already, and if you assent to them, check off the box below and click submit in order for you form to be sent in for processing. That’s all!