How to Apply for the First National Bank American Express Credit Card

Much can be said about the First National Bank American Express Credit Card, but the real strong points come from its rewards program. Every dollar spent earns cardholders 1.5 points, they never expire and there’s no limit to how many can be earned. Once 2500 points have been accumulated there will be an automatic $25 statement credit rewarded. Added bonuses include a $50 statement credit with your first purchase, and $100 statement credit after $500 of purchases (as long as this is within the first 3 full billing cycles). This card also has no annual fee but a high APR of 19.24% is a bit of a drawback (APR is subject to change). In the tutorial below we give full instruction on how to go about applying for this credit card, should you desire to do so.

Take a moment to review the privacy policy so you are informed as to how First National Bank will be sharing your information.


Please double check that you meet the following criteria before attempting to apply:

  • Must be 18 years of age
  • Must be a citizen of the US

How to Apply

Step 1 – In order to commence the application process, please click on this link to get to the First National Bank credit card page. Once you are here select the First National Bank American Express Card by clicking Apply Now.

first-national-bank-apply1Step 2 – You’ll see on your screen a window similar to the one below. The first series of fields you’ll need to fill include your name, address, phone number and email address. Fill these in and scroll down.

first-national-bank-apply2Step 3 – Next, your date of birth, social security number, and mother’s maiden name are required.


Step 4 – You will need to enter how long you have been residing in your current abode, whether or not you own or rent, as well as how much your monthly payments are.


Step 5 – Now they ask for information about your current employment and finances. You’ll notice there are no asterisks next to Checking Account, Savings Account and Investment Account. These fields are suggested, and not actually required in order to submit your application.


Step 6 – If you want to add an additional cardholder to your account you can do so by entering their name in the field provided.


Step 7 – This next step also isn’t necessary, but if you wish to make a balance transfer they provide fields for up to 3 transfers. Fill in all the necessary information if needed, or leave it blank if you will not be making a balance transfer.


Once all these steps have been completed you can click Continue. In the following step you’ll need to read and accept the terms and conditions (we have also provided a link here for your convenience). This tutorial was created in hopes that the application process would be quicker and easier for you to complete. Good luck with your submission!