How to Apply for the First National Bank Platinum Visa Credit Card

Of all the credit cards offered by First National Bank, the First National Bank Platinum Visa Card is probably the most uninspiring. It includes pretty average rates and fees with an APR of 18.24% (APR is subject to change), no annual fee but also no perks or rewards. The only bonuses are 0% APR for the first 15 billing cycles, but this applies solely to balance transfers, and a $25 statement credit rewarded after your first purchase. If you are looking for a card with no frills, bells or whistles, or looking to make a significant balance transfer, then you’ve come to the right place. To learn how to apply for this credit card, please refer to the tutorial we have provided below.

Don’t forget to read First National Bank’s privacy policy before continuing in order to learn about their information sharing protocols.


Please double check that you meet the following criteria:

  • Must be 18 years of age
  • Must be a citizen of the US

How to Apply

Step 1 – You’ll need to get to the First National Bank’s credit card page in order to start this process (we have provided the link here). The page will load with the different types of credit cards available, you’ll need to locate the Platinum Visa and click Apply Now.


Step 2 – On your screen you’ll see a series of fields where you’ll need to enter personal data. The first section includes the following:

  • Name
  • Address
  • Phone number
  • Email address


Step 3 – After that you will need to give them your date of birth, social security number and mother’s maiden name.


Step 4 – Information about your current living situation has to be entered next, including years lived at your home, whether you own or rent, and how much you pay per month.


Step 5 – In this step you are asked to provide your current employer, business number and your annual income. They also have fields where you can provide the status of your checking, savings and investment accounts, but these are not necessary fields to fill in.


Step 6 – This step is also not necessary but if you would like to add an additional cardholder to the account, fill in their first, middle and last name.


Step 7 – And finally we have the section where you can request a balance transfer. They provide space for three different transfers, but you may want to only do two transfers, or one, or perhaps none at all.


Once the balance transfer section is complete, click Continue. You will be prompted to read and accept the terms and conditions, once you do that you have successfully applied for the First National Bank Platinum Visa Credit Card. Congratulations!