How to Apply for the Five Star Bank College Rewards Visa Credit Card

There are a lot of credit card options out there for college students and it’s important you find the one that’s right for you. You probably want something with a low APR and a decent rewards program so you can rack up some points while you spend. The Five Star Bank College Rewards Visa Credit Card is a card that meets those requirements but doesn’t exceed expectations. The rewards program offers 1 point for every dollar you spend, with the possibility of bonus points rewarded if you enroll in auto-pay or e-statements. The APR for this card is 12.24% (at it’s very lowest) but can go up to 23.24% if you’re credit score isn’t so great (APR is subject to change). 12.24% is actually pretty good, it’s on the lower end of the student credit card APR spectrum, however, you will only receive this competitive rate if you have excellent credit. This potentially affordable interest rate could make the Five Star Bank College Rewards Visa Credit Card very desirable for some folks. If you’re one of those people, keep on reading and you’ll find instructions on how to apply for this credit card today.

Be sure to read through the privacy policy implemented by Elan Financial Services (the card-issuing company) before entering any personal or financial information.


You must meet the following conditions to apply for this card:

  • You are 18 years of age
  • You have a U.S. address
  • You have a social security number

How to Apply

Step 1 – All of the cards offered by Five Star Bank will be found on this page. Today we’re applying for the Five Star Bank College Rewards Visa Credit Card so click on the Apply Now link just below the name of the card.

five-star-college-secured-applyStep 2 – A series of empty fields have been provided to you wherein you’ll supply your personal and financial information. The first section will demand the following information:

  • Name
  • Date of birth
  • Social security number
  • Country of citizenship
  • Country of permanent residence
  • Phone number
  • Email address


Step 3 – Next, provide your address plus how long you have resided there, as well as your housing status and monthly payments. You can also enter an alternate mailing address and school residence address should you desire to do so.


Step 4 – You need to give them your employment status, employer, occupation and annual income at this juncture. If you already have accounts with Five Star Bank, you must select Yes next to the appropriate account type.


Step 5 – For those of you looking to make a balance transfer, you may do so at this point. Also if you wish to add an additional cardholder to the account you may do so at this point.

five-star-college-apply4Step 6 – All you have to do now is carefully read through the terms and conditions before ticking off the box next to I accept the Terms and Conditions.


It may take a few days to process your application request, so in the mean time be patient and hope for the best. We hope this tutorial has been helpful to you and that you will be approved for the Five Star Bank College Rewards Visa Credit Card.