How to Apply for the Hilton HHonors Surpass Amex Credit Card

Amex typically breaks their rewards cards into two options: a $0-annual fee, low rewards option, and a more expensive, more lucrative option. This, the Hilton HHonors Surpass Amex Credit Card, is representative of the latter. For those willing to invest a bit more, most probably professionals for whom frequent travelling is a necessity, this card very well may be the answer to your admittedly vain prayers. For detailed instructions on applying please see our application guide located below.

As with any circumstance in which you are asked to submit personal information online, it will be worthwhile to review the Amex Online Privacy Policy to ensure that your information is being treated with appropriate deference.

How to Apply

So you’ve decided to apply. The secure application can be found from the card summary page Amex has setup to break down the basic features of this card. To access the application simply select the blue apply now link.


Step 1- Personal Information

You will first be asked to submit identification information to Amex. Enter the following information into the provided fields:

  • Full name
  • Name on card
  • Email address
  • SSN
  • Date of birth
  • Phone number
  • Home address


For those with dependents, spouses, or employees to whom they would like to extend the benefits of this card there is an option at the bottom of this page by which you can add additional cardholders. Keep in mind that as the primary account holder you will ultimately be responsible for all bills and fees associated with the account, so choose wisely.

Step 2- Financial Information 

In order for Amex to properly evaluate your creditworthiness you will have to submit the following financial data into the provided fields:

  • Employer name
  • Employer city/state
  • Employer phone number
  • Income source
  • Total annual income
  • Bank accounts held
  • Housing status


At this juncture in the application Amex has put in place the mechanics needed to perform up to 4 balance transfers from any major credit cards, the debt of which you may wish to consolidate. To do so simply select the Transfer Balances link and submit the requested information for each card.

Step 3- Terms and Conditions

Before submitting your application take a moment to review the terms and conditions, available here. If you assent to these terms all that remains to be done is to submit the application to Amex and await your evaluation.