How to Apply for the Starwood Preferred Amex Credit Card

Amex has partnered with Starwood hotels to offer the Starwood Preferred Amex Credit Card, a middling credit card with a hefty annual fee and low rewards potential. The most you can earn on a dollar, unless you are spending it within a Starwood Hotel, is 1 starpoint (?). Unlike cash-back cards, too, there is no way to valuate starpoints as they represent a currency operating within a closed economy, namely the Starwood Hotel chain. We do not personally recommend this card, even for frequent Starwood guests, however if you find yourself drawn to it for some reason you will find a useful application guide just below to aid you in the application process.

Applicants are encouraged to review the Amex Online Privacy Policy to ensure that their information is being handled in a responsible and secure way once submitted to Amex.


Amex has set forth the following requirements applicants must meet in order to be considered eligible for the card:

  • Be a US resident (have a valid US street address)
  • Have a valid US SSN
  • Be at least 18 years of age

How to Apply

The card summary page (shown below) houses the link to the secure application page. In order to access the application, simply select the blue apply now link and wait to be redirected.


Step 1- Personal Information

To begin, submit the following personal information into the provided fields:

  • Full name
  • Name on card
  • Email address
  • SSN
  • Date of birth
  • Phone number
  • Home address


Additional cardholders may be added at this point, should you desire to have any.

Step 2- Financial Information 

Enter the following financial data into the form to complete the second page:

  • Employer name
  • Employer city/state
  • Employer phone number
  • Income source
  • Total annual income
  • Bank accounts held
  • Housing status



Before continuing you may perform up to 4 balance transfers from other major credit cards.

Step 3- Terms and Conditions

Please review the terms and conditions, available here, before submitting the application. Once you’ve read through them, if you agree, submit and await your approval!