| Rewards | Earn 3 points per $1 on eligible NFL and team purchases, 2 points per $1 at restaurants, and 1 point per $1 on all other eligible purchases. Points can be redeemed for cash back, gift cards, travel, merchandise, and exclusive NFL experiences. |
|---|---|
| Signup Bonus | 10,000 bonus points (equal to $100 in cash back) after making $500 in eligible non-NFL purchases within the first 90 days of account opening. (Offer subject to change.) |
| Annual Fee | None |
| Cardmember Agreement | View Here |
| Cash Advance APR | 30.24% Variable APR |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Late Payment Fee | Up to $41 |
| Purchases APR | 21.24%, 25.24%, or 30.24% Variable APR, based on your creditworthiness at account opening. |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
The Miami Dolphins Extra Points Credit Card is a no-annual-fee rewards card designed for NFL fans, especially Miami Dolphins supporters. It offers 3 points per dollar on eligible NFL and team purchases, 2 points at restaurants, 1 point on all other eligible purchases, and a welcome bonus after meeting the initial spending requirement.
Most users say they enjoy earning extra rewards on NFL purchases and appreciate the ability to redeem points for cash back, gift cards, travel, merchandise, and exclusive NFL experiences. Many reviewers mentioned that the Dolphins-themed card design is a fun perk for loyal fans, and the lack of an annual fee makes it easy to keep.
On the downside, many users point out that the rewards rates outside NFL spending are fairly average compared with leading cash-back cards. Others mention the card’s relatively high APR, making it a poor choice for carrying a balance. Some reviewers also wish it included premium travel benefits or more valuable redemption options.
Personally, I think the Miami Dolphins Extra Points Credit Card is a great fit for dedicated Dolphins fans who want to earn rewards on team-related spending. If your priority is maximizing everyday cash back rather than showing team pride, you’ll likely find better value with a general rewards credit card.
As a lifelong Dolphins fan, this card makes every purchase feel like a game day rewards add up fast and the team perks bring a smile every time I pay. Go Fins!