| Rewards | None |
|---|---|
| Signup Bonus | A promotional 3.9% APR on all balance transfers and cash advances for the first 6 billing cycles |
| Annual Fee | $0-$15 |
| Cardmember Agreement | View Here |
| Cash Advance APR | 8.9%-22.99%, depending on the program chosen (APR is subject to change) |
| Cash Advance Fee | $3.50 at National Bank ATMs and other financial institutions in Canada, $5.00 at other financial institutions outside of Canada |
| Late Payment Fee | The interest rates will increase to 24.99% for purchases and 27.99% for balance transfers and cash advances if the minimum payment is not made 2 consecutive months or 3 times during any 12 month period |
| Purchases APR | 13.9%-19.99%, depending on the program chosen (APR is subject to change) |
| * Card terms and offers are subject to change. Confirm current details with the issuer. | |
This card offers practical tools for managing expense, with clear reporting and flexible payment options. Its widely accepted, making purchases easy, and customer support is dependable. While it doesn't have premium perks , it's reliable card for everyday business needs