Santander Bank Sphere Credit Card Login | Make a Payment

Did you know that, if you’ve just acquired a new Santander Bank Sphere Credit Card, you can easily manage your credit card online? Through Santander Bank’s online banking website, you create a personalized account to more conveniently manage your rewards, pay off your balance, review past and present e-statments, and otherwise stay on top of your finances. Scroll down to get started.

Before you register for an account, go over the Santander Bank privacy policy to find out how they use the information that you submit on their website.

How to Login

To log into your online credit card banking account, go to the Santander Bank webpage and click the Login button found in the upper right-hand corner. Navigate to Online Services, select Consumer Credit Card and click OK to proceed to the next step.


Now, enter your User ID where indicated, and click Submit to continue.


You will need to provide the answer to a security question in the Answer field. If you would like a quicker login time in future and are using a trusted device, select This is a computer I use frequently. Click Submit to continue. You will also be asked to provide your password before you can gain access to your account.


If you have forgotten your login credentials, there are steps you can take in order to regain access to your online banking account. To retrieve your user ID, click the Forgot your user ID? link found in the login window. After following the link, you will need to enter your Social Security Number and Date of Birth. Click Continue, and in the pages that follow you will be able to retrieve your user ID.


To reset your password, click the Forgot your password? link, provide your User ID and Date of Birth, and click Continue. Following the instructions in the subsequent windows, you will be able to reset your password, and in turn log into your account.



If you still haven’t activated your credit card, call the customer service number (above) and a representative will be able to assist you in getting your card up and running. Having activated your credit card, you can register for online banking by clicking the Secure registration link that is located just above this paragraph. Once you’re on the registration page, select ATM/Debit or Credit Card from the drop-down menu and enter you card number just below that. Next, provide the following Identification Information where indicated:

  • Last 4 digits of SSN
  • ZIP code
  • Email address


When these fields have all been completed, click Continue, and in the next steps that follow you will create your password and user ID to complete the registration process. We hope that our guide has been helpful today and that you enjoy the convenience of Santander Bank’s online banking services. Take care!