How to Apply for the Fulton Bank of New Jersey Travel Rewards American Express Card

If you’re interested in applying for the Fulton Bank of New Jersey Travel Rewards American Express Card, you’re probably an avid traveler. With this credit card, you can collect extra points on travel expenses and also save 10% on ticket purchases when you’re flying within the contiguous 48 states. With a reasonable interest rate (assigned based on your credit worthiness), the only significant drawback of this card is its exorbitant $95 annual fee. The rewards program is as follows: cardholders earn 3 points for every $1 spent on airline purchases, 2 points per $1 spent on hotel and restaurant purchases, and 1 point per $1 spent everywhere else. Signup bonuses include 7,500 bonus points upon making your first purchase, and a 0% APR on purchases and balance transfers for the first 6 billing periods. All in all, the Fulton Bank of New Jersey Travel Rewards American Express Card is a decent option that offers plenty of rewards for frequent travellers. To apply for this card online, scroll down and follow our step-by-step application guide.

Before you continue, please read the Elan Financial Services privacy policy (EFS is the card-issuing company).


To be eligible for this credit card you must meet the following criteria:

  • Be at least 18 years of age
  • Have a valid US address
  • Have a valid SSN

How to Apply

Step 1 – Navigate to the Fulton Bank of New Jersey credit card page and click the Apply Now link found beside the Travel Rewards American Express Card option.

A new window window will open, click Continue to get to the next step.

Step 2 – Now you will need to scroll down and locate the Travel Rewards American Express Card option. Click the Apply Now link to open an application form for this card.

Step 3 – Begin filling out the application form, starting with the following Personal Information:

  • Full name
  • Date of birth
  • SSN or Tax ID #
  • Country of citizenship
  • Alternate country of citizenship
  • Country of permanent residence
  • Primary and mobile phone number
  • Email address

Step 4 – Next, you will be asked to enter all of the Housing Information details listed below.

  • Street address
  • City
  • State
  • ZIP code
  • Time at address
  • Housing status
  • Monthly payment
  • Alternate mailing address (if applicable)

Step 5 – Enter the following information into the Income and Employment Information section:

  • Employment status
  • Employer
  • Occupation
  • Annual income
  • Other income (if applicable)

Next, you are to select Yes beside any account or service that you have with Fulton Bank of New Jersey.

Step 6 – At this juncture, you can perform one or more Balance Transfers, add a Joint Applicant and/or add an Authorized User. Just select Yes next to each option that you wish to take advantage of and provide the necessary information before continuing.

Step 7 – Finally, you are given the opportunity to read through the terms and conditions for the credit card that you are applying for. After reviewing this document, if you are in agreement with these terms, check the I accept the Terms and Conditions box. When you’re ready, click Submit to submit your application for review.

Congratulations on completing your application for the Fulton Bank of New Jersey Travel Rewards American Express Card! We hope that our guide has helped to simplify the application process for you and we wish you the best of luck in all your financial endeavours.