How to Apply for the NAPA EasyPay Credit Card

The NAPA EasyPay Credit Card is one of Synchorny Financial’s auto parts and services cards that has been designed to assist in financing at participating NAPA Autocare locations. The details of this financing are unclear and the financing is only applicable for 6-12 months depending on credit worthiness. Besides this, there’s really nothing special about this credit card. The NAPA Autocare website has done its best to advertise what is essentially a useless credit card option, promoting it with phrases such as, “Receive your credit card 7-10 days after approval”. The fact they’ve included this statement in their list of “benefits” should be a pretty obvious red flag. On top of the lack of a significant rewards program, the APR is a fixed rate at 29.99% which is ludicrously high (APR is subject to change). All in all, we can’t in good conscience recommend this card, however, if you wish to apply for reasons we’re unaware of, feel free to review the tutorial below to learn how.

Before applying, it would be wise to review the privacy policy to ensure you’re aware of Synchrony Financial’s plan for your personal info.


In order to acquire this credit card option, the following must apply:

  • You must be at least 18 years old
  • You must reside in the United States

How to Apply

Step 1- Begin by navigating to this webpage. Scroll down until you see our NAPA Autocare card and select the Apply Now link.


Step 2- In the topmost field, supply your Initial Purchase Amount if known. Below this, supply the following:

  • Full name
  • Mailing address
  • Phone number(s)
  • Email address
  • SSN
  • Date of birth
  • Housing info
  • Monthly net income


Step 3- If you have a joint applicant, indicate that this is the case and provide their personal and financial information as well. If you will not have a joint applicant, click No. Select whether you want paper or electronic statements at this point as well before continuing to the next step.


Step 4- Here, you have the option to purchase the Card Security program. Once you’ve made your decision, select Continue.


Step 5- On the secondary page, review the terms and conditions to ensure that you really want to commit to this unreasonably expensive card. If you agree with them, click Accept at the bottom of the window.


Step 6- This final page will provide you with a reference and an answer in regards to whether or not your applicaiton was accepted. If your results were positive, you should receive a credit card within 7-10 business days as advertised.


We hope that this tutorial has been able to shed light onto the significant drawbacks of this credit card and has provided you with enough info to make an educated decision. Best of luck to you!